Reverse Mortgages

Let Us Show You How

A Reverse Mortgage could change your life in retirement.

Reverse Mortgages are the #1 misunderstood mortgage product

We would be happy to have an exploratory call to help you understand the benefits and how a Reverse Mortgage could transform your retirement and allow you to stay in your home.

Speak with one of our experts to determine if a reverse mortgage is right for you.

Speak with one of our financial experts to see if a reverse mortgage is right for you.

Understanding

Reverse Mortgages

Consider the value in your current home and let us show you how you could be using that asset to your advantage.

How it works...

A reverse mortgage enables homeowners aged 55 and older, to access a portion of the equity in their home to use as they wish, without having to make monthly payments. Unlike a traditional forward mortgage where the borrower must begin repaying the loan right away, borrowers are not required to repay funds on a reverse mortgage until after the final borrower no longer lives in the home. This allows homeowners to leverage their home equity without the burden of a monthly payment.

Common Uses

Immediate Needs

Money for projects, medical and general needs that fit your changing lifestyle as you age.

Lifestyle

Do the things that you always dreamed of but couldn't afford without your home equity.

Financial Planning

Optimize your cash flow and lifestyle while minimizing your tax burden.

Reverse Mortgage benefits and uses

Allowing those 55+ to turn equity into a working asset
Access to a growing home equity line of credit
No required monthly mortgage payments
Repayment is deferred until home is permanently vacated or sold
Administered and regulated by the U.S. Department of Housing and Urban Development (HUD)
FHA insured, non-recourse loans with no liability above home value
Available for home purchases
Product choices geared to help clients age more comfortably
Both fixed Rate and Adjustable products available
Consumer Protections

Enjoy retirement in your home
Delay Social Security and pension payouts
Postpone drawing down retirement assets
Avoid drawing on a portfolio in down markets
Replace cash reserves
Distributions excluded from adjusted gross income

Don’t Hesitate To Contact Us With Your Questions

We realize the home loan process can be challenging but we are always glad to help. Please don’t hesitate to contact us with questions about loans, the process and issues that come up along the way. We’re right by your side.

Reverse Mortgages

Let Us Show You How

A Reverse Mortgage could change your life in retirement.

Speak with one of our financial experts to see if a reverse mortgage is right for you.

Understanding

Reverse Mortgages

How it works...

Common Uses

Immediate Needs

Lifestyle

Financial Planning

Reverse Mortgage benefits and uses

Don’t Hesitate To Contact Us With Your Questions

Availability

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