Returning to Oxygen? Log In

The Most Common Mistakes When Shopping for a Mortgage

When searching for a mortgage, it can take time to find the right one, but it’s worth the effort. Before you start, it’s essential to be aware of the most common mistakes people make when mortgage shopping. The first mistake to avoid is overestimating how much you can afford. Before starting your search, you should […]

Reasons Why You Should Re-finance Mortgage Rates Above 5%

Although some may not agree, there are still opportunities to refinance, and ultimately, anyone with a mortgage should consider it. An excellent time to re-finance is negotiating a new rate (minimum 0.75%) as soon as a drop in interest rates occurs. Most mortgage professionals advise this since the overall savings exceed the refinance costs. Mortgage […]